Joel's Personal Assistant

I met Joel as I worked as his personal assistant for a few months. Though it was only for a short while, it was a very meaningful journey together. Joel is very patient in guiding me as I was still new and recently graduated from Polytechnic. Apart from technical skills, I have learnt so much more from Joel and one example is learning the importance of giving back to others. Joel is very genuine & always ensures he gives back to his clients, his family and friends. I really enjoyed working with him as it was a journey of endless opportunities to learn and improve together. Cheers to many more years of your financial planning journey! Thank you for the amazing experience!

Senior developer at Standard Chartered Bank Suppost Analyst at Credit Agricol-CIB

We met many people every day, but only some leave the marks, and one of them is Joel. Our mutual friend Chetan introduced us to Joel He is a real experience professional in financial planning. Always kind, always friendly, very knowledgeable and make sure that you are taken care of. You can text or call him anytime and he is very responsive and honest, this gained a lot of trust with us. He used to wish us on every festival like one of the family members which shows his respect towards every culture. As an advisor, Joel earns our highest recommendation. We would like to say thank you so much for your service and support.

Senior Creative Producer, Peach Oath Media

I have known Joel for close to seven years and during this time as a late bloomer into the insurance game, Joel indeed stands out from the rest. His sincerity towards the welfare of our future well being is infectious and in no way I could feel that he is out to gain a profit from me. In this day and age of digital information where our insurance knowledge can be researched and studied, Joel stands out from the rest as he gives knowledge and insights about plans and case studies that will benefit you. Knowing Joel, he is my only trusted agent in my circle and I will not hesitate to recommend him to my juniors and peers.

Engineer, Mediatek Singapore

Joel has been my financial consultant for almost 3 years. He proactively reached out to me back then when I just started my first job after my university studies. The timing is impeccable since I had no idea what I should do with my first payroll. Joel is meticulous and organized when crafting a personal financial portfolio for me. He patiently taught me the basics of financial planning, and is genuine when listening to my concerns towards my short and long terms financial goals. He does not push policies that are not suitable for me, and provide recommendation of policies according to my needs. He also went that extra mile to teach me personal investing like stocks and REITs, and will often send me a message to check in on my investment progress and decisions. He truly wishes the best of his clients, and passionate in sharing his financial knowledge to everyone. I would definitely recommend Joel, he is one of the best at his craft. He is knowledgeable and knows his field of expertise very well. He is a hard-worker, trustworthy, and I regard him as a good friend of mine. I look forward to his continued guidance throughout my financial journey.

Physical Planner, URA Singapore

Being a person who didn't use to understand the importance and need for personal insurance and financial planning, Joel has been a God-sent for me. His sincere attitude and genuine advice helped change my mindset and motivate me to work towards a more secure and comfortable future for my household. With Joel managing the full suite of my financial and insurance portfolio, I can safely say I'm always assured that I'm in good hands as he will consistently provide sound recommendations and constantly keeps me up-to-date on any upcoming changes that may affect my portfolio. He will also go beyond his call of duty to assist his clients on matters beyond his area of work, where possible. Over the past 3.5 years, Joel has shown great commitment and care for his clients, as I've personally experienced and can vouch for it. Hence, today if you're looking for a financial consultant who truly wants the best for you and will even discourage you from paying higher premium if it does not really benefit you, look no further! Choose wisely! Choose Joel!

SCDF, Officer

Joel is a personal friend of mine since NS days who proactively reached out to me when he joined the field. Knowing him as a dedicated and responsible individual, I  was convinced to let him manage my existing policies. He would take conscientious effort to understand client's needs before suggesting options for any given situation. He also is prompt in response, will make himself available for his clients and is generous in sharing his financial knowledge. Joel will be your friend first, consultant second, and you can be reassured he will enable you to put your best foot forward in your financial journey.